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ELA CONSUMER DIRECTORY
Anita Roddick | Antiques | Associations | §AUTOMOTOVE§
Banks | §BUSINESS§
Calculators | Complaints | §COMPUTER§ | §Computer (Security)§
Consumer Protection | Consumer Rights | Conservation | Credit | Credit Cards | Credit Unions
Debt | §Debt (Global)§ Do-Not-Call List
Education | §ENERGY EFFICIENCY§ | Energy & Power | §ENVIRONMENT§
§FINANCE§ | Financial Aid | FIND | FOCUS | Food | Fraud | Funerals
Guides
§HEALTH & MEDICAL§
Home Equity | Home Motgage | §Home Remodel/Repair§ | Housing | §HVAC§
Identity Theft | Insurance | §INVESTMENT§
§LAW§ | Life Insurance
§Money Management§ | Mortgage
§Personal Finance§ | §POLITICS§ | Predatory Lending
§Price Comparisons§ §Product Evaluations§
§REAL ESTATE§ | Refinance
§SHOPPING§
Telemarketers-STOP | Toys
Utilities
(Click above to jump to Listings on this page or to an § ALTERNATE ELA DIRECTORY§)

 

 

 

 


^ CONSUMER


ANITA RODDICK
Interactivist issuesUse It! community trade, self esteem... from The Body Shop Anita Roddick, proprietor
Thorsons.com search for & purchase Business As Unusual by Anita Roddick:
Leader as Social Advocate: Building the Business by Building Community
Trading With Principles: International Forum On Globalisation's Tech-In Address, Seattle, WA (11-27-99)
Who Said Business is Just About Making Money? Kirsten Barker & Cheryl Barth

^ CONSUMER
ANTIQUES
VENDORS
^ CONSUMER
ASSOCIATIONS
Assoc of Community Organizations for Reform Now for low and moderate-income people, news, Search
Certified Financial Planner Board of Standards standards, credentialsling, licensing & disciplinary body
Consumerama boycotts, class actions, protest sites,
Consumer Federation of America (CFA) calendar, cooperatives, groups, pubs
Consumers International worldwide non-profit federation of consumer organisations
Consumer Project on Technology created by Ralph Nader
Electric Consumers' Alliance consumer info, legislation,   Links, newsletter arhive
The Foundation for Taxpayer and Consumer Rights
National Association of Consumer Advocates, Inc. curbe abusive & predatory practices, promote justice
National Association of State Utility Consumer Advocates (NASUCA) public awareness and policy choices, lawmakers & regulators
National Consumer Coalition
National Consumers League   Archive Search, pubs
NECA helps ensure that telephone service remains available & affordable
Public CitizenUse It! Congress Watch, Global Trade, Energy, Environment, Litigation: Founder Ralph Nader
State PIRGS Public Interest Research Groups

^ CONSUMER
BANKS, CREDIT UNIONS
also see.. §BUSINESS (Cooperatives)§, §ECONOMICS (Banking)§, Home Equity, Mortgage

Banking checking/check cashing, credit unions, electronic banking, fees: Consumer Federation of America
in Business Week Online's Banking Center BusinessWeek.com
Netbanker Information on banking over the internet

Wikipedia
    º Category:Banking in the United States
    º Category:Bank regulation in the United States
Banking in the United States
Central bank
Commercial bank
Cooperative banking
Credit union
Federal Reserve System
Federal savings association
Financial institution
Financial intermediary
National Credit Union Administration
Savings and loan association


^ CONSUMER
CALCULATORS
Hugh's Mortgage and Financial Calculators
Inflation Calculator from S. Morgan Friedman
Inflation Calculators & Cost of Living Calculators from NASA: Johnson Space Center, Cost Estimating and Models
Mortgage Loan Calculator: Wintax.com
What is a dollar worth? any year based upon Consumer Price Index (CPI)
Hugh's Mortgage and Financial Calculators

^ CONSUMER
COMPLAINTS
BadDealings.com internet fraud, complaints, access negative feedback
PlanetFeedback.com ask, complain, compliment, suggest; News, Ratings, shared letters
UgetHeard.com Send a Coplaint of Applause letter fast

^ CONSUMER
CONSUMER PROTECTION

Better Business Bureau, Council of Better Business Bureau, Inc.
Consumer Safe Shopping SiteUse It! check on companies

Consumer Law Page

Contact the Consumer Trade Commission: REPORT PROBLEMS HERE!
Complaint Form

Consumer Protection Federal Trade Commission
ConsumerWatchdog.orgUse It! The Foundation For Taxpayer & Consumer Rights
Consumer World
Public Citizen Protecting Health, Safety & Democracy (founded by Ralph Nader)
Public Citizen Litigation GroupUse It! info clearinghouse, issues, jobs, Supreme Court Assistance
U.S. Consumer Product Safety

^ CONSUMER
CONSUMER RIGHTS

Public Citizen

Wikipedia
    º Category:Consumer rights activists
    º Category:Consumer rights organizations
Consumer protection
Ralph Nader (1934)
    º Public Citizen
    º Unsafe at Any Speed


^ CONSUMER
CONSERVATION
American Council for an Energy-Efficient Economy articles, consumer guides, events, News, pubs
Center for a New American Dream reducing and shifting North American consumption
EnergyOutlet.com Electrical Energy Conservation Resource Center

^ CONSUMER
CREDIT (see also... Predatory Lending & Personal Finance)

AnnualCreditReport.com free annual credit report in accordance with the Fair & Accurate Credit Transactions Act (FACT Act), About
• from the three nationwide consumer credit reporting companies - Equifax, Experian and TransUnion

CreditCool Tool! credit rights: US FTC Consumer Protection
Credit Directory : Bureau of Consumer Protection
Credit Crossroads
National Credit Information Systems credit reports on-line
National Foundation for Consumer Credit

^ CONSUMER
CREDITCARD
also see.. §Personal Finance§

ABC Software Credit Card Guide
Asque Credit Card Rates GuideCool Tool! Over 150 Compared
Bank Credit Card Information Center Ram Research Group & CardWeb, Inc.
BankOne.com
CapitalOne.com
Credit Card Comparisons download survey, Federal Reserve Board
CreditCardNation.comUse It! activism, book, financial education, legislation, news: Robert D Manning, PhD
Credit Card Rate Center (best rates): SmartMoney.com
CREDIT-CARD SAFETY TIPS BusinessWeek.com
CREDIT CARDS Finding the Best: SmartMoney.com
FAQ - Credit Cards TD Bank
FinanceGlobe.com credit card & loan databases, Glossary, Links
Financial Calculators
• Credit Card Rates and Fees

MasterCard International
Recent Trends in Bank Credit Card Marketing and Indebtedness: Consumer Federation of America
VISA
Visa ATM Locator automatic teller machine locator

BANKS
Chase Manhattan see Fixed 9.9% Wal-Mart Card
Citibank Platinum Select Card Intro 3.9% Balance Transfer(Dec-98)
First USA Yahoo! Platinum Visa Card Fixed 9.99% (Dec-98)
NextCard Intro 2.9% (Dec-98)

^ CONSUMER
DEBT
also see.. Mortgage, §Personal Finance§

American Bankruptcy Institute (ABI) News, Library, Options, Professional Links
Consolidation Calulator: SmartMoney.com
Consumer Credit Counseling Services Southwest serving Arizona and New Mexico
Credit and Debt
•bankruptcy, credit cards, credit counseling, payday loans, predatory lending: Consumer Federation of America
Debt Adjusting Companies Better Business Bureau
Debt Counselors of America
Debt & Credit Nolo's Legal Encyclopedia
Debt Management: SmartMoney.com
Debtor Links... & Bankruptcy, Mory Brenner, Esq. Author
A Library For Credit And Debt Management Family Debt Arbitration & Counseling Services, Inc.
Managing Your Debts How to Regain Financial Health

MyDebtCounselor.comUse It! About
•aon-profit nationally recognized Debt Management Program
Educational Resources
FAQ

Personal Debt Can be Managed! American Consumer Credit Counseling
Special Needs Phone Book & Crisis Guide Moody's Directory
Wikipedia
    º Category:Bankruptcy
    º Category:Bankruptcy in the United States
    º Category:Basic financial concepts
    º Category:Debt
    º Category:Insolvency
Bankruptcy
    º History of bankruptcy law in the United States
Bankruptcy alternatives
Credit rating
Debt consolidation
Debt restructuring
Debt validation right to challenge a debt or receive written verification of debt from debt collector
Fair debt collection
Fair Debt Collection Practices Act
Insolvency
Non-recourse debt
Receivership
Recourse debt
Trustee in bankruptcy


^ CONSUMER
EDUCATION
LifeSmarts , educational game show, high school students
National Institute for Consumer EducationUse It! (NICE) competency, events, FAQ, history, law, history, Links, pubs, personal finance

^ CONSUMER
ENERGY & POWER

Electric Consumers' Alliance consumer info, legislation,   Links, newsletter arhive

^ CONSUMER
FINANCIAL AID
The Financial Aid Information Page FinAid Page, Inc.
Free Federal Student Aid Application U.S. Dept of Education
JobWeb National Assoc of Colleges & Employers
Office of Postsecondary Education U.S. Dept of Education
Project EASI Resources for Education beyond High School

^ CONSUMER
FIND IT HERE
Bankrate.com consumer oriented Help, cost comparisons, checking, credit cards, interest, loans, tax

Better Business BureauUse It! Site Map, Links
Check out a Company, Search
Consumer Guidance
File a Complaint

The Better Contractors Bureau ethical reliable contractors, fair pricing, good products, workmanship
Board of Governors of the Federal Reserve System, Consumer InformationUse It!
Consumer Advocacy Webring
Consumer Federation of AmericaUse It!  finance, food & agriculture, health, safety, utilities...
Consumer.gov FirstGov for Consumers
Consumer Information Virtual Reference: Duke U Libraries
Consumer Information Center Links cars, health, housing, money, travel...
ConsumerNet: consumer advocacy, education, & public interest
Consumer Protection US Fedral Trade Commission
Consumer Resource Handboook General Services Admin
Consumer's Checkbook find high-quality, reasonably priced services, non-profit
Consumer's Choice Council environmental products, ecolabel certification, genetic modification
Consumers International Helpful Links
Consumers Union Consumer Reports Magazine, health care, financial services, News, safety
Consumer World articles, commentary, resources

Federal Citizen Information Center (pueblo.gsa.gov), ConsumerAction.gov (Links to Consumer OrgsUse It!)
Insurance
Investing
Money and Credit
• & more..

FirstGov.govUse It! US Government's Official Web Portal
A-Z Index
FirstGov for Consumers

ForThePeople.com legal representation
Consumer Information

The Frugality Network Internet consumer resources
JD Power Consumer Center automotive, finance, healthcare, homes, travel..

National Association of Attorneys GeneralUse It! (NAAG)
• attorney generals list, coordination/communication, legal actions, News

National Consumer Law CenterUse It! (NCLC) advice, initiatives, Links, manuals, training

The National Consumers League
• National Fraud Information Center, child labor, education, internet fraud, News, pubs, Search

Netcheck Commerce Bureau
• compaints, internet company histories, ethical business practices, Links, scam alert, shopping

Personal Finance loans, credit cards, credit tools, interest rates, taxes: About.com
Strategis - Consumer Information Consumer law, fraud, recalls: Office of Consumer Affairs: Canada

Vanderbilt U, Heard Library
Consumer Information on the Internet


^ CONSUMER
FOCUS

Better Business BureauUse It! Site Map, Links
Check out a Company, Search
Consumer Guidance
File a Complaint

Better Business Bureau Wise Giving Alliance
Charity Reports Index

Consumer.gov   FirstGov for Consumers
^ CONSUMER
FOOD
also see..

US FDA, Center for Food Safety & Applied Nutrition
Library of Chemistry Information


^ CONSUMER
FRAUD
Alliance Against Fraud in Telemarketing formed by the National Consumers League
Internet Fraud Complaint Center (IFCC)
•partnership of the FBI and National White Collar Crime Center (NW3C)
National Fraud Information Center
National White Collar Crime Center (NW3C)
U.S. Postal Inspection Service crimes, FAQ, laws, local inspectors, mail theft, News, wanted & rewards

^ CONSUMER
FUNERALS
Funeral Consumers Alliance (FAMSA)

^ CONSUMER
GUIDES
1998-99 Consumer's Resource Handbook (CRH), Consumer Information Center, US General Services Adm
Frugal Corner frugality resources

^ CONSUMER
HOME EQUITY LOANS
also see.. Mortgage

Eppraisal.com online home appraisals
Home Equity & Unsecured Loans: Regional Chart BusinessWeek Banking Center

^ CONSUMER
HOUSING
Abele Owners' Network Homes Sold By Owner by State
The Better Contractors Bureau ethical reliable contractors, fair pricing, good products, workmanship
Cooperative Housing Federation of Canada co-operative housing information: Canada
Habitat for Humanity Volunteers Building Homes
Home Energy Saver Environmental Energy Technologies Div, Lawrence Berkeley National Lab
HUD U.S. Department of Housing and Urban Development
The HUD Homebuying Guide General Service Admin
HUD on your side consumer information, Search, FAQ
National Alliance Against Construction Defects arbitration, helping homeowners fight
National Association of Home Builders
National Council of State Housing Agencies, NCSHA
National Low Income Housing Coalition, NLIHC Housing Needs & Solution Strategies
The Tenants Resource Directory browse by state: The Tenants Union

^ CONSUMER
IDENTITY THEFT

FirstGov for Consumers
Identity Theft

ProtectMyID.com from Experian

^ CONSUMER
INSURANCE
ConsumerAction.gov, Insurance
Insurance auto, credit life, health, homeowner, life, regulation: Consumer Federation of America
Insurance Companies Directory Insurance Information Institute
Insurance Information Institute non-profit education & communications

U.S. General Services Administration (GSA),
Twelve Ways to Lower Your Homeowners Insurance Costs
Federal Citizen Information Center
    º What You Should Know About Buying Life Insurance

Weissratings.com, Strongest & Weakest CompaniesUse It!
• Insurers: Annuities, Auto, Business, HMO & Health, Homewoners, Life, Long Term Care


^ CONSUMER
MORTGAGE, REFINANCE
including.. Lending Institutions
also see.. Home Equity, §FINANCE§, §Personal Finance§

DIRECTORIES-Loans
dmoz.org Open Directory | Google.com | Yahoo.com

DIRECTORIES-Mortgage Calculators
dmoz.org Open Directory | Google.com | Yahoo.com

ABC's of Real Estate Consumer Guide
Mortgage Library
Calculators
Glossary
Buying, Selling

BankRate.comUse It! online mortgage rate comparisons

Board of Governors of the Federal Reserve System, Consumer InformationUse It! ( see "Mortgages" )
Looking for the Best Mortgage: Shop, Compare, Negotiate
    º Glossary

ClarkHoward.comUse It!
Tips on Loans, Exemptions and Mortgage Services
Refinancing

A Consumer's Guide to Mortgage Lock-Ins General Service Admin
A Consumer's Guide to Mortgage Refinancings General Service Admin
ConsumerMortgage.org

Fannie Mae, About, SiteMap
Find a Lender SearchUse It!
Find a Mortgage: Checklists, Tip Sheets & Worksheets
Resources

Federal Reserve
Consumer Handbook on Adjustable-Rate Mortgages (ARM)

Ginnie MaeUse It! corporation within Department of Housing & Urban Development (HUD), Links, SiteMap
Glossary

Housing: Sales & Financing General Service Admin
Hugh's Mortgage and Financial Calculators

International Union for Housing Finance (IUHF), Links, SiteMap
• trends & innovations in housing finance & mortgage lending

LendingTree.com
Refinance Glossary

Mortgage Bankers Association, Links
State & Local MBA's

MortgageLoan.com information & calculators, SiteMap

Mortgage ProfessorUse It! (MtgProfessor.com) Jack M. Guttentag, Professor of Finance Emeritus, SiteMap
Calculators
    º Refinance One Mortgage to Lower Costs
Mistakes to Avoid
House Owners
    º Refinancing
House Purchasers
House Shoppers
Public Policy Issues
Upfront Mortgage Brokers (UMBs) act as your agent in shopping for a loan
Upfront Mortgage Lenders (UMLs) shop for a mortgage effectively on the internet

The National Association of Mortgage Brokers (NAMB)

NationalMortgageNews.com
Mortgage Stats

Research Institute for Housing America (RIHA), SiteMap
• rental opportunities, equal access to mortgage credit, underserved home ownership
Publications

Self Help NC, creating ownership & economic opportunity for the underserved
US Housing and Urban Development how to buy a home, land, home improvements, calculator, Search

Wikipedia
    º Category:Basic financial concepts
    º Category:Mortgage
Annual percentage rate
Credit (finance)
Credit history
Credit rating
Credit risk
Credit score
Debt restructuring
Equity (finance)
Federal Housing Administration (FHA)
    º FHA insured loan
Fannie Mae
Fee
Finance charge
Freddie Mac
Lenders mortgage insurance (LMI) or Private mortgage insurance (PMI)
Loan
Loan origination
Home equity
Home equity line of credit (HELOC)
Home equity loan (HEL)
Mortgage broker
Mortgage insurance
Mortgage law
Mortgage loan
Mortgage underwriting
Origination fee
Real interest rate
Refinancing
    º Refinancing risk
Second mortgage

LENDING INSTITUTIONS


^ CONSUMER
NEWS
Common Dreams Progressive Community News & Views, Search
Consumer Reports Magazine Online
Consumers Union Consumer Reports Magazine, health care, financial services, News, safety
Consumer: top stories (moreover.com)
National Association of Attorneys General (NAAG) attorney generals list, coordination/communication, legal actions, News
NEWSGROUPS
^ CONSUMER
PREDATORY LENDING (see also...Credit & Personal Finance)

Home Equity Lending Abuses in the Subprime Mortgage Industry Federal Trade Commission

^ CONSUMER
TELEMARKETERS, DO-NOT-CALL LIST
Federal Trade CommissionUse It!, DoNotCall.gov free and easy registration, or call 1-888-382-1222

^ CONSUMER
TOYS
Juvenile Products Manufacturers Association (JPMA) safe use of juvenile products

^ CONSUMER
UTILITIES
Electric Consumers' Alliance consumer info, legislation,   Links, newsletter arhive
National Association of State Utility Consumer Advocates (NASUCA) public awareness and policy choices, lawmakers & regulators

^ CONSUMER
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